John A. Howard
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,78,of Lutz, Florida, passed away on July 25, 2021 after battling gallbladder cancer. He was co-owner of Commercial Insurance Specialists. He enjoyed bowling, playing softball, fishing, and was an avid Rays fan. John is survived by his loving wife, Gail of over 39 years; son, Kent (Lisa); daughter, Nicole; and grandchildren, Piper, Parker, and Peyton. He was predeceased by his parents, Kent and Marie Howard. In lieu of flowers, memorial donations may be made to Seasons Hospice of Hillsborough County (https://seasonsfoundation.org/donate/).